Las Vegas, NV Insurance Agents · Stevens Insurance
In Las Vegas, the huge amount of entertainment options - including the casinos, the shows, and the water sports at Lake Mead - means that there is always lots to do. To take full advantage of the year round fun in Las Vegas, you will need to work with Las Vegas NV insurance agents to make sure that both your home and your vehicle are properly covered. Keep reading to learn the basics on auto insurance and home insurance in the Las Vegas, Nevada area.
Las Vegas, NV Auto Insurance
Las Vegas, NV auto insurance is required for all area residents. Generally, car insurance in Nevada is divided into three components. First, and generally considered the most essential, is the liability coverage. This is the insurance that Nevada law requires. This insurance pays for repairs or medical care that others may need due to your actions while driving. Liability does not provide personal auto coverage at all, however. Collision coverage is typically the coverage designated for that, although it is an optional coverage. If you have collision coverage, collision damage to your car will be covered by your policy even if you are responsible for the damage. Comprehensive coverage is an insurance that is also optional, but is usually recommended since it pays for disasters like vehicle replacement after a theft and car repair after vandalism.
Las Vegas, NV Home Insurance
Homeowners insurance policies may vary greatly based on home value, home location, and the exact coverage desired by the policy holder. Las Vegas, NV home insurance usually covers your home, everything within your home, and other possessions on your property, with vehicles being the usual exclusion. Home insurance also gives you liability protection, which pays damages to people who may be injured in your home.
At Stevens Insurance, we are proud to be independent agents who can offer you the best rates around. We have developed relationships with all the leading vehicle and homeowners insurance companies so that we can secure quotes from each of them in minutes. We will then give you a choice of no less than three different policies. This allows you to do price comparison and policy comparison with virtually no effort on your part. Please give us a call, or use our quote comparison tool here on the site to get free quotes right away!